金融專業(yè)英語

前言

　　一本小小的金融專業(yè)英語讀本自從2001年出版以來已經(jīng)反復(fù)重印十多次，確實是大大出乎我的意料。最近我再次通讀了全書，想知道是什么原因使它這么受讀者的歡迎。在閱讀的過程中，我發(fā)現(xiàn)有些內(nèi)容似乎有些陳舊，需要更新，有些語句的表述似乎需要進一步斟酌。思考再三，筆者決定利用再版之際對全書重新審訂，以不辜負(fù)廣大讀者的厚愛?！　‰S著我國經(jīng)濟實力的增強和國際地位的提高，我國的金融機構(gòu)，尤其是大型國有商業(yè)銀行在全球金融界的影響力逐漸變大，世界排名也大大提升。因此，在這次修訂中，特意增加了中國的銀行以及非銀行金融機構(gòu)的內(nèi)容和保險常識的介紹，同時結(jié)合席卷全球的金融風(fēng)暴的起因，增加了關(guān)于美國次貸危機的內(nèi)容。

內(nèi)容概要

該書選材于20世紀(jì)90年代末最新的金融專業(yè)原版著作，內(nèi)容緊扣金融專業(yè)英語證書考試大綱。按內(nèi)容可分為兩大部分：銀行業(yè)務(wù)基礎(chǔ)知識和國際金融基礎(chǔ)知識。     為了方便讀者，全書分10個單元，每個單元又由3個部分組成，每個部分包含閱讀文章、詳細(xì)的詞匯注解、練習(xí)、參考譯文和練習(xí)答案等，并在最后列出全部詞匯索引表。在專業(yè)術(shù)語的注釋中，除了一般的金融專業(yè)知識的說明和解釋外，還附加了許多示例，非常有利于讀者學(xué)習(xí)和查閱。適合作為在校學(xué)生的閱讀教材，以及在職人員的自學(xué)課本。

書籍目錄

Unit 1  Part A  Banks in China  Part B  Federal Reserve Banks  Part C  The Bank of EnglandUnit 2  Part A  The Fractional Reserve  Part B  The Three Ms  Part C  Simple and Compound InterestUnit 3  Part A  Financial Statements  Part B  A Balance Sheet  Part C  The Entity ConceptUnit 4  Part A  Bank Deposits  Part B  Bank Accounts  Part C  Special Banking ServicesUnit 5  Part A  Bank Advances  Part B The U. S. Subprime Crisis  Part C Bank CardsUnit 6  Part A  Bills of Exchange  Part B  Banker's Acceptance  Part C  Collection of BillsUnit 7  Part A  Documentary Credits  Part B  Documentary Collection  Part C  The Collection OrderUnit 8  Part A  Currency Exchange  Part B  The Spot and Forward Markets  Part C  Swap DealsUnit 9  Part A  Currency Fu~res Market  Part B  Futures  Part C  Currency Options MarketUnit 10  Part A  Balance of Payments  Part B  An Introduction to Insurance  Part C  Commercial Bank MarketingAppendix  Glossary

章節(jié)摘錄

　　The statement of owner's equity presents a summary of the changesthat occurred in the owner's equity of the entity during a specific timeperiod， such as a month or a year。 Increases in owner's equity arise frominvestments by the owner and from net income earned during the period。Decreases result from withdrawals by the owner and from a net loss for theperiod。 Net income or net loss comes directly from the income statement。Investments and withdrawals by the owner are capital transactions betweenthe business and its owner， so they do not affect the income statement。 The statement of cash flows just shows the cash inflows and outflowsof a company during a period of time。 Cash inflows are referred to as thereceipts in cash and cash outflows just tell the payments in cash made bythe company。 It is really meaningful to investors and creditors of thecompany， because they may want to know how much actual cash thecompany's operations generate during a period and how thatcash is used。Items of cash flows are classified according to three main activities：operating activities， investing activities and financing activities。 Operatingactivities are referred to as the part of the day-to-day business of acompany?！　　?/pre>








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